By Carlos Ramírez The COVID-19 pandemic has demonstrated the importance of having solid and comprehensive health insurance. Now more than ever, people are seeking options that provide adequate coverage to protect them in case of any medical emergency at a moderate cost and with excellent coverage. That's why Bluebox Asesores, in partnership with the prepaid medical company Humana, is pleased to introduce its new health product. This new plan is designed to offer broad coverage at an...

By Carlos Ramirez Did you know that health is understood as the prolongation of life and not only as the absence of diseases? In order to meet this definition of health in Ecuador, a program called ACCESS was created. This entity is in charge of the regulation and control of charges for medical care in Ecuador. They do things such as issuing operating permits for private and public medical establishments and regulate the rates of medical procedures in Ecuador. Despite the existence of this...

By Carlos Ramirez Over the years as a broker I have seen the good and the bad in the insurance industry. The questions and problems that I have repeatedly run into have allowed me to create services that meet the needs of the market, especially those which fill the holes in the Ecuadorian private insurance sector. Many of the questions that have come up from customers over the years have a lot to do with the differences between health coverage in Ecuador and health coverage in the United States.