THE INSIDE INFORMATION FROM THE INSURANCE BUSINESS IN ECUADOR
By Carlos Ramirez Over the years as a broker I have seen the good and the bad in the insurance industry. The questions and problems that...
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Carlos Ramirez
- Sep 15, 2022
- 9 min
Business Innovation: New goals for the Insurance Market in Ecuador
By Carlos Ramirez The pandemic that hit the world in 2020 forced all economic sectors to be innovative and implement new ways to sell...
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Carlos Ramirez
- Aug 15, 2022
- 10 min
The History of the Insurance Industry
By Carlos Ramirez The history of insurance goes back to the first civilizations in history. Man understood that hunting, gathering, and...
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Carlos Ramirez
- Jul 15, 2022
- 8 min
Familial Health Insurance, When and Why?
By Carlos Ramirez In Ecuador, family insurance is available for both heterosexual and same-sex couples/families. I felt this was...
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Carlos Ramirez
- Jun 15, 2022
- 7 min
Construction Insurance: An Intangible Life-Saver
By Carlos Ramirez English/Spanish Ecuador, in addition to being known for its magical tourist destinations, gastronomy, and unique flora...
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Carlos Ramirez
- May 15, 2022
- 4 min
Why Should You Opt for a Supplementary Medical Plan in Ecuador? Benefits and Options in Ecuador
By Carlos Ramirez Both private and public health insurance in Ecuador can be easily combined with low-cost supplemental health plans...
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Carlos Ramirez
- Apr 15, 2022
- 3 min
The Importance of Getting a Second Doctor’s Opinion in Ecuador
By Carlos Ramirez A few months ago I received a call in the middle of the night from one of our clients who was suffering from severe...
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Carlos Ramirez
- Mar 15, 2022
- 4 min
HOW TO REIMBURSE MEDICAL EXPENSES FROM A PRIVATE HEALTHCARE PLAN IN ECUADOR
By Carlos Ramirez Reimbursing medical insurance in Ecuador involves different processes than the ones probably used in your country of...
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Julie Harper
- Feb 15, 2022
- 4 min
An Overview of the Prepaid Medicine Law in Ecuador and How to Use it in Your Favor
Prepaid medicine insurance in Ecuador consists of different processes than ones you may be used to. This is because the reimbursement...
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Carlos Ramirez
- Jan 15, 2022
- 3 min
IESS: HISTORY, AFFILIATION AND DECLINE, THE INSURANCE OF ECUADORIAN WORKERS.
The IESS was created on July 2, 1970 during the dictatorial regime of Dr. José María Velasco Ibarra. He transformed the National Social...
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Carlos Ramirez
- Dec 15, 2021
- 2 min
WHAT SHOULD I CONSIDER BEFORE BUYING PRIVATE HEALTH INSURANCE IN ECUADOR?
As a foreigner in Ecuador, there are a few things you should take into account before choosing your health insurance. It is important...
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